Your CIBIL score is a crucial factor in determining your loan eligibility and interest rates. You can check your CIBIL score for free online using your PAN number on authorized credit bureau websites. A high CIBIL score (750 and above) increases your chances of getting loan approvals at lower interest rates, while a low score may lead to higher borrowing costs. Regularly monitoring your credit score helps maintain a strong financial profile and improves your creditworthiness.
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