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When it comes to employee benefits, many organizations offer health insurance, but one often overlooked yet equally important policy is Group Personal Accident (GPA) Insurance. This coverage is crucial in protecting employees and their families against financial hardships caused by accidental injuries, disability, or death.
What is Group Personal Accident Insurance?
Group Personal Accident (GPA) Insurance is a type of policy that offers financial protection to a group of individuals (usually employees of a company) in case of accidental death, permanent or partial disability, or bodily injuries resulting from accidents.
It is purchased by an employer, association, or organization for its members or employees and provides coverage 24/7, whether the employee is on duty or off duty.