Tweet
Have you ever reached an ATM, swiped your Cash App Card, and then hit a withdrawal limit? It's frustrating, right? Whether you're new to Cash App or a regular user, knowing the ATM withdrawal limits can help you avoid those unpleasant surprises. In this article, we’ll walk you through everything you need to know about Cash App ATM withdrawal limits on a daily, weekly, and monthly basis. Let’s break it down in a way that’s easy to understand and practical for everyday use.
What Is a Cash App Card?
The Cash App Card is a free, customizable debit card linked directly to your Cash App balance. You can use it at stores, online, or ATMs—just like a traditional debit card. It's a handy tool if you want easy access to your digital funds without transferring them to a bank.
How Does ATM Withdrawal Work with Cash App?
To use your Cash App Card at an ATM, simply insert it like you would any other debit card. Enter your PIN, choose the withdrawal option, and take your cash. But be mindful—there are limits, both in terms of how much you can withdraw on Cash App and how often.
What Is the Daily ATM Withdrawal Limit on Cash App?
Cash App limits daily ATM withdrawals to $1,000. That’s the maximum you can withdraw in a single 24-hour period. If you try to take out more than that, you’ll get a denial message from the ATM, even if you have enough funds in your account. Cash App places a limit of $1,250 on ATM withdrawals every month, accumulating like Cash App weekly withdrawal limits. Most users should find this to be sufficient;
Cash App Weekly ATM Withdrawal Limit
You can withdraw up to $1,000 per week. Now here's the catch—this weekly limit isn't in addition to the daily limit. It includes your daily withdrawals. So, if you took out $300 on Monday and $700 on Wednesday, you’ve maxed out for the week.
Cash App Monthly ATM Withdrawal Limit
Cash App does not publish a specific monthly limit. But based on the $1,000 weekly limit, we can infer that the monthly cap would be around $4,000. However, this can slightly vary based on the timing of your withdrawals within the 7-day rolling period.
What Happens If You Exceed the ATM Withdrawal Limit?
If you try to withdraw beyond your allowed limit, the ATM will deny the transaction, even if your Cash App balance is sufficient. You won’t lose your money, but you’ll need to wait until your 24-hour or 7-day period resets.
How to Check Your Cash App ATM Withdrawal Limit
To stay in the know:
• Open Cash App
• Tap the Banking Tab
• Scroll down to find ATM Withdrawal Limits
You’ll see what you’ve used and what remains in your limit cycle.
Can You Increase Your ATM Withdrawal Limit on Cash App?
Not directly. Cash App does not offer a request form to increase Cash App ATM limits like some banks do. However, verifying your identity can unlock higher sending and receiving limits, though it won't increase ATM limits. Still, having a verified account makes your usage more flexible overall.
Cash App ATM Withdrawal Fees Explained
Every time you withdraw cash using your Cash App Card, there’s a $2.50 fee charged by Cash App. Additionally, ATM operators may charge extra—usually around $2–$3, depending on the machine.
How to Avoid ATM Withdrawal Fees with Cash App
Cash App reimburses one ATM fee per 31 days if you receive at least $300 in direct deposits in that same period. It’s a great way to save a little if you use ATMs often.
Example: You receive $500 in direct deposits this month → Cash App reimburses one ATM fee → You save at least $2.50.
Tips for Managing Your ATM Withdrawals
• Plan ahead: Don’t wait until you urgently need cash to withdraw.
• Take out larger amounts less frequently to avoid hitting the weekly limit.
• Track your usage in the app to avoid surprises.
• Set notifications to keep tabs on you’re spending.
ATM Limits vs. Sending Limits on Cash App
Don’t confuse ATM withdrawal limits with Cash App sending limits. Sending money through the app has a separate cap—typically $250 per week for unverified users and up to $7,500 after verification.
They work like two different toll booths: one for the highway (ATM), the other for digital transfers.
Alternative Ways to Access Cash without Using an ATM
Hitting your ATM limit? Try these:
• Cashback at stores: Many retailers offer cash back on small purchases.
• Bank transfer: Send money to your linked bank and withdraw there.
• Send to a trusted friend with a higher ATM limit who can withdraw for you.
Final Thoughts
Navigating ATM withdrawal limits on Cash App can feel like playing a game with invisible rules. But once you know the daily and weekly caps, you can plan around them like a pro. Think of your Cash App Card as a budgeted cash tool—great for managing small-to-moderate withdrawals, but not ideal for large, repeated cash outs.
What Is a Cash App Card?
The Cash App Card is a free, customizable debit card linked directly to your Cash App balance. You can use it at stores, online, or ATMs—just like a traditional debit card. It's a handy tool if you want easy access to your digital funds without transferring them to a bank.
How Does ATM Withdrawal Work with Cash App?
To use your Cash App Card at an ATM, simply insert it like you would any other debit card. Enter your PIN, choose the withdrawal option, and take your cash. But be mindful—there are limits, both in terms of how much you can withdraw on Cash App and how often.
What Is the Daily ATM Withdrawal Limit on Cash App?
Cash App limits daily ATM withdrawals to $1,000. That’s the maximum you can withdraw in a single 24-hour period. If you try to take out more than that, you’ll get a denial message from the ATM, even if you have enough funds in your account. Cash App places a limit of $1,250 on ATM withdrawals every month, accumulating like Cash App weekly withdrawal limits. Most users should find this to be sufficient;
Cash App Weekly ATM Withdrawal Limit
You can withdraw up to $1,000 per week. Now here's the catch—this weekly limit isn't in addition to the daily limit. It includes your daily withdrawals. So, if you took out $300 on Monday and $700 on Wednesday, you’ve maxed out for the week.
Cash App Monthly ATM Withdrawal Limit
Cash App does not publish a specific monthly limit. But based on the $1,000 weekly limit, we can infer that the monthly cap would be around $4,000. However, this can slightly vary based on the timing of your withdrawals within the 7-day rolling period.
What Happens If You Exceed the ATM Withdrawal Limit?
If you try to withdraw beyond your allowed limit, the ATM will deny the transaction, even if your Cash App balance is sufficient. You won’t lose your money, but you’ll need to wait until your 24-hour or 7-day period resets.
How to Check Your Cash App ATM Withdrawal Limit
To stay in the know:
• Open Cash App
• Tap the Banking Tab
• Scroll down to find ATM Withdrawal Limits
You’ll see what you’ve used and what remains in your limit cycle.
Can You Increase Your ATM Withdrawal Limit on Cash App?
Not directly. Cash App does not offer a request form to increase Cash App ATM limits like some banks do. However, verifying your identity can unlock higher sending and receiving limits, though it won't increase ATM limits. Still, having a verified account makes your usage more flexible overall.
Cash App ATM Withdrawal Fees Explained
Every time you withdraw cash using your Cash App Card, there’s a $2.50 fee charged by Cash App. Additionally, ATM operators may charge extra—usually around $2–$3, depending on the machine.
How to Avoid ATM Withdrawal Fees with Cash App
Cash App reimburses one ATM fee per 31 days if you receive at least $300 in direct deposits in that same period. It’s a great way to save a little if you use ATMs often.
Example: You receive $500 in direct deposits this month → Cash App reimburses one ATM fee → You save at least $2.50.
Tips for Managing Your ATM Withdrawals
• Plan ahead: Don’t wait until you urgently need cash to withdraw.
• Take out larger amounts less frequently to avoid hitting the weekly limit.
• Track your usage in the app to avoid surprises.
• Set notifications to keep tabs on you’re spending.
ATM Limits vs. Sending Limits on Cash App
Don’t confuse ATM withdrawal limits with Cash App sending limits. Sending money through the app has a separate cap—typically $250 per week for unverified users and up to $7,500 after verification.
They work like two different toll booths: one for the highway (ATM), the other for digital transfers.
Alternative Ways to Access Cash without Using an ATM
Hitting your ATM limit? Try these:
• Cashback at stores: Many retailers offer cash back on small purchases.
• Bank transfer: Send money to your linked bank and withdraw there.
• Send to a trusted friend with a higher ATM limit who can withdraw for you.
Final Thoughts
Navigating ATM withdrawal limits on Cash App can feel like playing a game with invisible rules. But once you know the daily and weekly caps, you can plan around them like a pro. Think of your Cash App Card as a budgeted cash tool—great for managing small-to-moderate withdrawals, but not ideal for large, repeated cash outs.