The Ultimate Guide to Moving Money Between PayPal and Venmo

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PayPal and Venmo are two of the most widely used digital payment platforms in the U.S. While both are owned by PayPal, they do not directly integrate with each other, making it a bit tricky to send money from PayPal to Venmo. However, there are multiple ways to transfer funds between the two platforms. In this guide, we will explore step-by-step methods to make the transfer seamless.
Can You Directly Transfer Money from PayPal to Venmo?

Currently, PayPal does not offer a direct transfer option to Venmo. However, there are two reliable ways to send money from PayPal to Venmo:

1. Using a linked bank account.
2. Using a PayPal Debit Card.

Below, we provide a detailed step-by-step guide for each method.
Method 1: Transfer via Linked Bank Account

This method involves transferring money from PayPal to your bank account and then moving it to Venmo. Step 1: Transfer Money from PayPal to Bank Account

1. Log in to your PayPal account.
2. Click on "Transfer Money."
3. Select "Transfer to your bank."
4. Choose the bank account linked to both PayPal and Venmo.
5. Enter the amount you wish to transfer.
6. Click "Transfer Now."
7. The transfer may take 1-3 business days for a standard transfer or be instant with a small fee.

Step 2: Add Funds to Venmo

Once the money reaches your bank account, follow these steps to move it to Venmo:

1. Open the Venmo app.
2. Tap on the "Me" tab (profile icon).
3. Select "Manage Balance."
4. Tap "Add Money."
5. Enter the amount to transfer.
6. Choose your linked bank account as the funding source.
7. Confirm and complete the transfer.

By following this method, you can transfer money on Venmo after receiving funds from PayPal.
Method 2: Using a PayPal Debit Card

If you have a PayPal Debit Card, you can link it to Venmo and use it as a funding source. Step 1: Apply for a PayPal Debit Card

1. Log in to your PayPal account.
2. Go to "PayPal Debit Card" and request one if you don’t already have it.
3. Wait for approval and card delivery (typically within 7-10 business days).

Step 2: Link PayPal Debit Card to Venmo

1. Open the Venmo app.
2. Tap on the "Me" tab.
3. Go to "Settings" and select "Payment Methods."
4. Tap "Add a Bank or Card."
5. Select "Card" and enter your PayPal Debit Card details.

Step 3: Use the PayPal Card to Fund Venmo Transactions

Once linked, you can use your PayPal Debit Card to add cash to Venmo, pay for purchases, or send money directly from Venmo.
How to Transfer from Venmo to PayPal?

If you need to transfer money from Venmo to PayPal, follow these steps:

1. Move your Venmo balance to your linked bank account.
2. Once the funds appear in your bank, log in to PayPal.
3. Click "Add Money" and select your linked bank.
4. Enter the amount and confirm.
5. Wait for the transfer to complete (1-3 business days).

Venmo Transaction Limits

Before transferring, it’s important to know the Venmo max transfer per day:

• Person-to-person transfers: $4,999.99 per week.
• Bank transfers: $999.99 per week (if unverified) and up to $19,999.99 per week (if verified).
• Single transfer limit: $2,999.99 per transaction.

How to Pay Using Venmo Balance?

If you want to pay using Venmo balance, ensure you have enough funds in your account:

1. Open Venmo and navigate to "Payment Methods."
2. Select "Venmo Balance" as your primary funding source.
3. Proceed with your transaction.

Conclusion

While PayPal and Venmo do not support direct transfers, you can send money from PayPal to Venmo using a linked bank account or a PayPal Debit Card. Both methods are simple, and by following our step-by-step guide, you can efficiently move funds between the two platforms. Understanding how to transfer from Venmo to bank, transfer money from Venmo to PayPal, and how to pay using Venmo balance will help you maximize the benefits of both payment systems.
FAQs

1. How do I transfer money to Venmo from PayPal?

You need to move funds from PayPal to a linked bank account and then deposit them into Venmo. 2. Can I send money directly from PayPal to Venmo?

No, but you can use a bank transfer or a PayPal Debit Card to facilitate the transfer. 3. How long does it take to transfer money between PayPal and Venmo?

Bank transfers typically take 1-3 business days, but instant transfers are available for a small fee. 4. What is the maximum amount I can transfer on Venmo?

The Venmo max transfer per day varies, but verified accounts can send up to $19,999.99 per week to a bank. 5. Is there a fee for transferring money between PayPal and Venmo?

Standard bank transfers are free, but instant transfers may incur a fee (usually 1.75% of the amount).